The Word of God declares clearly that salvation is a free gift of God, based on the merits of the death of His Son, and is received by faith. Salvation is affected by personal repentance, belief in the Lord Jesus (justification), and personal acceptance of Him into one's life as Lord and Savior (regeneration). The new life in Christ includes the privileges of adoption and inheritance in the Kingdom of God's beloved Son. Salvation is an act of free will in response to God's personal love for mankind. It is predestined only in the sense that God, through His omniscience, foreknew those